Adjunct Faculty

Areas of interest

  • International Trade and Finance
  • Commercial Banking
  • Corporate and Retail Banking Products 
  • Inbound and Out Bound Investments
  • Loan Syndication


  • Graduated from Madras University
  • Post graduation in Foreign Trade from Pondicherry University
  • Certified Associate of Indian Institute of Bankers

Academic experience

  • Senior Faculty Member, SPBT College (1994-2001) 

Leadership and Advising Activities 

  • Faculty Association with Bankers Training College (BTC) Reserve Bank of India, CRISIL, Dun and Bradstreet, Foreign Exchange Dealers Association of India (FEDAI), International Chamber of Commerce (ICC Pairs) (India Chapter), FIEO, Confederation of Indian Industry – Centre of Excellence, Indo German Chambers, Institute of Chartered Accountants of India and Institute of Company Secretaries of India and World Trade Centre  

Corporate experience

  • Advisor, ICICI Bank, International Financial Institutions Group & Central Trade Services (2001- 2004)
  • Senior Manager, Central Bank of India (24 years)
  • Axis Bank (UTI Bank), Bank of India, Bank of Baroda, BNP, Bank of Bahrain and Kuwait, Bank of Tokyo and Mitsubishi, Canara Bank, Citi Bank, Deutsche Bank, HDFC Bank , HSBC Bank , Indian Bank, ICICI Bank (Trade services), IDBI Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Standard Chartered Bank, Syndicate Bank and Yes Bank
  • ATE Marketing, BASF India, Blue Star, Castrol, Enercon India, E Serve – TCS, Essar Steels, Garware Polymer, GENPACT (Wells Fargo – Wackovia Bank USA), Godrej Industries, Hindustan Petroleum Corporation, Hindustan Zinc Corporation, Indian Oil Corporation, J K Paper Industries, Kalpataru Group Companies, L & T , Mahindra and Mahindra group, Nuclear Power Corporation, Outo Kumpu, Sierra Atlantic, Sterlite Tech, Tata International, Tata Motors, Tecimont ICB, Technova, Thermal Power Hyderabad, Thermax, Toyo Engineering

Consulting experience 

  • Sesa Goa, Goa
  • Sterlite Technologies, Aurangabad
  • Korba Unit

Research & publications

  • “Audit of Forex Transactions” Chartered Accountant Journal(May 2008)
  • “Emerging trends in Indian Banking Sector”
  • “Export Finance” Foreign Exchange Dealers Association of India(2006)
  • “Letter of Credit Transactions” Foreign Exchange Dealers Association of India(2002, 2004, 2006)
  • “Non Resident Indian”

Awards & recognition

  • All India Award for Best Branch in Central Bank of India (1991-1992) 
  • Zonal Award from Ahmadabad Zone for Best Customer Service and House Keeping (1990-1991)