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SP JAIN IN THE NEWS

  July 16, 2026 | by Dr Arindam Banerjee (Program Director - MFWM)

INR 1,800 EPF vs 12% of basic pay: Choosing EPF contribution can increase your in-hand salary, but is it worth?

EPF offers a disciplined way to save for retirement, but it can also affect how much you take home each month. For employees weighing immediate financial needs against long-term savings, the right contribution can depend on their goals, age and investment habits.

Topics: Wealth Management, Financial Planning, Personal finance, Investment Management, EPF, Retirement Planning

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© 2025 S P Jain School of Global Management

S P Jain School of Global Management Pty. Ltd. Provider Category: Institute of Higher Education. TEQSA Provider Identification: PRV12041. CRICOS Provider Code: 03335G.

Permitted by the Knowledge and Human Development Authority. The academic qualifications granted by this institution and certified by KHDA shall be recognised in the Emirate of Dubai by all public and private entities for all purposes.

© 2025 S P Jain School of Global Management

S P Jain School of Global Management Pty. Ltd. Provider Category: Institute of Higher Education. TEQSA Provider Identification: PRV12041. CRICOS Provider Code: 03335G.

Permitted by the Knowledge and Human Development Authority. The academic qualifications granted by this institution and certified by KHDA shall be recognised in the Emirate of Dubai by all public and private entities for all purposes.

SP Jain School of Global Management is licensed by the United Arab Emirates Ministry of Higher Education and Scientific Research (MOHESR) and Commission for Academic Accreditation (CAA).

© 2025 S P Jain School of Global Management

S P Jain School of Global Management Pty. Ltd. Provider Category: Institute of Higher Education. TEQSA Provider Identification: PRV12041. CRICOS Provider Code: 03335G.

Permitted by the Knowledge and Human Development Authority. The academic qualifications granted by this institution and certified by KHDA shall be recognised in the Emirate of Dubai by all public and private entities for all purposes.

SP Jain School of Global Management is licensed by the United Arab Emirates Ministry of Higher Education and Scientific Research (MOHESR) and Commission for Academic Accreditation (CAA).

© 2025 S P Jain School of Global Management

Please note that this program is not proved or attested by KHDA

S P Jain School of Global Management Pty. Ltd. CRICOS Provider Code: 03335G

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