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From FOMO to FOWT: Why Gen Z is rethinking stock market investing

Written by Dr Arindam Banerjee | Apr 30, 2026 6:45:00 PM

From eagerly tracking IPOs to second-guessing every market move, Gen Z's relationship with investing is undergoing a significant transformation. Having entered the stock market during a period of unprecedented retail participation, young investors are now grappling with volatility, uncertainty, and the realities of long-term wealth creation.

 Image used for representative purposes only.  


In his article for NDTV, Dr Arindam Banerjee, Director - MFWM, SP Jain Global, explains that Gen Z's growing caution reflects a shift from speculation to strategy. As young investors become more aware of risk and increasingly focused on long-term outcomes, they are approaching investing with greater discipline and patience. However, he cautions that excessive caution can become counterproductive, as delaying SIPs during volatile periods may result in missed opportunities for long-term wealth creation. 

As Gen Z moves beyond the hype of quick gains and embraces a more informed investing mindset, this period of reflection may prove instrumental in shaping a generation of disciplined, long-term wealth creators.

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